Ask about your money. Get answers, fast.
Link your accounts and chat in plain English. Instantly see trends, budgets, and savings opportunities — private and secure.
“How did my dining spend trend this month?”
Bacos surfaces insights across all your accounts with one question.
Bank‑level encryption
AES‑256 at rest and TLS 1.2+ in transit.Read‑only account connections
No transfer permissions. We can’t move your money.Privacy‑first by design
You control your data and can delete it anytime.Conversational AI
Chat to analyze spending, budgets, and goals instantly.
Connect Any Account
Securely link banks, cards, and investments in minutes.
Security Built‑in
Encryption in transit and at rest with strict access control.
Powerful Insights
Discover trends, anomalies, and savings opportunities automatically.
Live Analytics
Real‑time dashboards across accounts and categories.
Actionable Automation
Set alerts and automate routine tasks with ease.
Loved by individuals and teams
Real stories from people saving hours and making smarter decisions.
“Bacos made budgeting finally stick. It’s like texting a money coach who already knows my accounts.”
Ava Nguyen
Individual“I finally see where my money goes. ‘What if I cancel X?’ shows the impact instantly.”
Sarah Lopez
Designer · Personal“Linked cards and banks in minutes—caught a forgotten subscription on day one.”
Mark Patel
Freelancer · Personal“Budgeting finally clicked with AI chat. I saved $250 in the first month.”
Olivia Nguyen
Student · Personal“Works with my joint account and personal cards—weekly insights keep us aligned.”
Jacob Miller
Parent · Personal“Security gave me confidence to connect everything. Read‑only access is a must.”
Aisha Khan
Engineer · Personal“Net worth dashboard + alerts changed my habits. I’m finally proactive.”
Tom Garcia
Teacher · PersonalHow it works
Connect
Link your accounts with secure, read‑only access.
Ask
Chat with Bacos to explore your finances naturally.
Act
Get tailored recommendations and take action confidently.
Be first to try Bacos
Launching soon on Product Hunt. Get early access — free.
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